Failure-code detection
Dunlo reads Stripe declines as they happen.
Stripe payment recovery, free in beta
Recover the payments that quietly churn.
Dunlo recovers failed Stripe payments by explaining what happened, sending the right recovery message, and pausing risky accounts for founder review.
Failed payments
Needs action today
Northstar Labs
insufficient_funds
$348
Retry in 4h
Hearthline
expired_card
$87
Email sent
RivetDesk
authentication_required
$129
Founder draft
$3.8k
MRR recovered
$9.6k
MRR at risk
12
accounts saved
Founder escalation
Draft ready for RivetDesk
Subject: RivetDesk payment approval
The note explains the bank step and links back to Stripe.
Escalation
Keep automation away from revenue that needs a human.
Dunlo handles routine failed payments automatically, then pauses sensitive accounts and drafts a founder note with Stripe context already attached.
$956
payment value
$500
founder threshold
4
steps before send
0
generic reminders
founder-review
pausedAccount
Lucas Fontaine
Northstar Ledger
$956
failed
3y
customer
Active step
Stripe failed
authentication_required
Stripe failed
Dunlo paused
Draft written
Founder sends
Founder draft
Hi Lucas, I saw the Northstar Ledger payment needs bank approval.
I paused the automated reminders so this does not feel noisy.
Here is the secure Stripe link when you are ready to approve it.
Learn
Stripe payment recovery, from diagnosis to action.
Stripe failed payments guideLearn why payments fail and which decline reasons deserve a different recovery path.Stripe dunning strategyCompare retry timing, customer emails, and founder escalation for SaaS dunning.Failed-payment benchmarkEstimate how much recoverable revenue is sitting in your Stripe account.Stripe Smart Retries alternativeSee where Smart Retries ends and customer-facing payment recovery starts.
Features
Everything around Stripe retries.
Failed-payment recovery without a finance-suite migration.
Reason-aware emails
Expired cards, SCA, and soft declines get different copy.
Risky-account pause
Sensitive accounts stop before automation gets noisy.
Recovery tracking
See open, recovered, and paused revenue in one place.
Live queue
Stripe connected012 emails
expired_card
card update
02wait 4h
insufficient_funds
retry window
03SCA copy
authentication_required
bank approval
04pause
do_not_honor
manual review
recovered this week
$8,420
How it works
One Stripe event becomes a recovery path.
Dunlo keeps the setup short, then makes every failed payment visible as it moves from signal to message to recovered revenue.
Connect StripeRecovery loop
Dunlo reads failed charges as they happen.
stripe_event_stream
liveinvoice.payment_failed
now
authentication_required
SCA path
founder_threshold
$500+
payment_method_updated
$956
OAuth
connected
Sequences
connected
Revenue
connected
ROI calculator
Estimate the revenue hiding in Stripe failures.
Move the slider to model failed MRR, recoverable revenue, and the payback window. The assumptions stay visible so the number feels useful, not magical.
Adjust from $1,000 to $20,000
$6,000
30-day estimate
$189likely recoverable this month
$300
Failed MRR at risk
$2,268
Yearly upside
3.9x
30-day ROI
Based on a 5% failed-payment rate and 63% recoverability. Actual recovery depends on decline reason mix, customer segment, retry timing, and message quality.
See my benchmarkBeta pricing
Free while Dunlo is in beta.
No recovered-revenue cut. No long migration. Dunlo is priced like a focused Stripe recovery tool, not a finance suite.
Stripe failure-code detection
Recovery emails by failure type
Secure Stripe update links
Founder escalation drafts
Recovered-revenue tracking
Straight answers for cautious founders.
Is this just Stripe Smart Retries with nicer emails?
No. Stripe can retry cards. Dunlo handles the customer-facing recovery layer around Stripe: message, timing, founder escalation, and recovered-revenue reporting.
Will customers know an automation sent the email?
The copy is plain, specific, and tied to the payment reason. High-value or sensitive accounts can be paused for a founder note before anything goes out.
Do I pay during beta?
No. Dunlo is free during beta. The public pricing direction exists so founders know what happens after the beta period.
Does Dunlo store card numbers?
No. Card updates happen through Stripe-hosted flows. Dunlo uses payment and subscription context, not full card numbers or CVC data.
Founder story
Built by Mathieu Chambaud.
Founder story
I built Dunlo after seeing how easily a $49/mo customer can disappear from a Stripe failure with no human follow-up.
Recover before churn